Registration Charges vs Stamp Duty: The Difference 2026
Stamp duty and registration charges look like one closing-cost line item but are two entirely separate levies, from two different laws, calculated in two different ways.
Who Pays Stamp Duty: Buyer or Seller in India 2026
The default answer is the buyer, but the Stamp Act treats liability as negotiable — here is what to put in writing so nobody gets a surprise bill at the sub-registrar's office.
Can Stamp Duty Be Added to Your Home Loan in 2026
Your sanction letter probably doesn't mention it, but stamp duty and registration are almost always excluded from what your home loan actually finances — here's why, and how to plan around it.
How Much to Budget for Stamp Duty and Registration
Your down payment is only part of the cash you need on signing day — here is a line-by-line framework for sizing the full stamp duty, registration, and closing-cost stack before you commit.
Stamp Duty and Registration for Homes Under Rs 50 Lakh
On a ₹25–50 lakh flat, stamp duty and registration can swing by lakhs depending on your state — and a few states even give the affordable band a lower slab.
Stamp Duty and Registration for Homes Rs 50L to 1 Crore
In the ₹50 lakh–1 crore band, a lower LTV, GST on new launches, and multi-lakh stamp duty stack up fast — precise closing-cost planning matters more here than at any other price point.
Stamp Duty and Registration for Homes Above Rs 1 Crore
At the ₹1 crore-plus band, stamp duty and registration alone can run into several lakh — here is how to see the real number before you sign anything.
Stamp Duty and Registration for NRIs Buying in India
NRIs worry they will be charged more to register a home in India — the reassuring truth is that duty is set by the property, not your passport.
Stamp Duty on a Mortgage or Loan Agreement 2026
The mortgage or loan-agreement stamp duty on your sanction letter is a separate charge from sale-deed duty — here's what it is, why lenders prefer one route, and how to plan for it.
Stamp Duty Mistakes First-Time Buyers Should Avoid 2026
The stamp duty errors that cost first-time buyers real money at the very last step — undervaluation, missed rebates, and last-minute cash surprises.
Stamp Duty Comparison Across 8 Metro Cities 2026
The same ₹80 lakh flat can cost you lakhs more in closing costs depending on which of India's eight metros you buy in — here's how to compare them properly.
Stamp Duty & Registration Full Cost Worksheet 2026
A line-by-line worksheet that totals every stamp duty and registration levy you'll actually face at the sub-registrar, so your cash-at-closing number stops moving.