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NRI home loans
NRI Joint Home Loan with a Resident Co-Applicant
When your NRI salary alone doesn't stretch to the flat you want, adding a resident spouse or parent as co-applicant can close the gap — if you get ownership and liability right first.
29 Sept 202613 min
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NRI home loans
Co-Applicant Rules for NRI Home Loans
Co-applicant, co-owner, and guarantor sound interchangeable until you're filling out an NRI loan form — here is exactly who qualifies and what each role actually commits them to.
29 Sept 202613 min
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Home loans & eligibility
Joint Home Loan Tax Benefits: Doubling Deductions for Couples
A joint home loan can genuinely double your tax deductions to ₹4 lakh interest and ₹3 lakh principal — but only if both of you meet two specific conditions that many couples get wrong.
18 Aug 202612 min
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Home loans & eligibility
Co-Applicant vs Co-Borrower in a Home Loan: The Real Difference
Ownership, loan liability, and tax eligibility are three separate things that don't automatically travel together — here's what actually changes when you 'add your dad' to a home loan.
16 Aug 202612 min
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