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Budgeting & Down Payment
Where to Arrange Your Home Down Payment: 7 Sources
You found the home, the loan is nearly sanctioned, and you're still ₹8-15 lakh short of the cash-in — here's how to close that gap without wrecking your finances.
1 Sept 202611 min
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Budgeting & Down Payment
Using EPF Withdrawal for Your Home Down Payment: Rules
Your EPF balance can legally fund part of a home down payment, but every rupee you withdraw early is a rupee that stops compounding for retirement — here's how to weigh that trade honestly.
1 Sept 202612 min
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Budgeting & Down Payment
Should You Break an FD to Fund Your Down Payment
Breaking a fixed deposit feels like giving up something safe — but the real question is a math question: penalty and lost interest versus what borrowing more would actually cost you.
1 Sept 202611 min
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Budgeting & Down Payment
Gold Loan for a Home Down Payment: Risks to Weigh
Borrowing your down payment through a gold loan or personal loan stacks a short, expensive loan on top of a 20-year home loan — here is what that really costs.
1 Sept 202611 min
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