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Second-home & plots
Plot Loan vs Home Loan: Rates, Tenure & Rules
A plot loan looks like a home loan on the application form but behaves very differently once you dig into rate, tenure, LTV and tax rules — here's what actually changes.
14 Oct 202612 min
Read#plot-loan#home-loan#land-loan
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Second-home & plots
Composite Loans for Plot Plus Construction, Explained
A composite loan funds your plot and your build as one facility, but the money only shows up in stages — here's how to plan around that instead of getting caught mid-construction.
14 Oct 202613 min
Read#composite-loan#plot-construction#staged-disbursement
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NRI home loans
NRI Loan for Buying a Plot in India
A plot loan for an NRI is not a smaller version of a home loan — it comes with tighter tenure, a construction deadline, and a hard FEMA line around agricultural land that trips people up every year.
29 Sept 202611 min
Read#nri-plot-loan#land-loan#fema-agri-land
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Home loans & eligibility
Home Loan vs Plot Loan: Financing a Land Purchase in India
A plot loan looks like a home loan on the surface, but lower LTV, shorter tenure, and vanished tax benefits catch most first-time land buyers off guard.
18 Aug 202611 min
Read#plot-loan#land-loan#home-loan-vs-plot-loan