Should You Take a Loan for the Down Payment
Short by a few lakh on your down payment? Here's why a personal loan to bridge the gap can quietly wreck your home-loan eligibility and stack a double-EMI burden you didn't budget for.
How Lenders Verify Your Down Payment Source
What Indian lenders actually ask for when they say 'prove your own contribution,' and how to organise the paperwork before it holds up your sanction.
Margin Money in a Home Loan: What It Really Means
Margin money is not the same as your down payment — it's the lender's required own-contribution plus every rupee the loan won't touch, and most first-time buyers discover the gap too late.
Minimum Down Payment: How RBI LTV Caps Decide It
The bank, not the builder, sets your minimum down payment — and it's decided by an LTV band tied to your loan size, not the flat 10% you may have been quoted.
How Much Down Payment for a Home Loan in India 2026
The bank approved your loan, so why do you still need eighteen lakh rupees in cash — here's what the down payment actually covers and what it never does.