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Second-home & plots
Composite Loans for Plot Plus Construction, Explained
A composite loan funds your plot and your build as one facility, but the money only shows up in stages — here's how to plan around that instead of getting caught mid-construction.
14 Oct 202613 min
Read#composite-loan#plot-construction#staged-disbursement
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Second-home & plots
Section 54F: Using Sale Proceeds to Build on a Plot
You sold shares, gold or a plot at a gain and want to build a house before the tax bill eats into the proceeds — Section 54F is the provision that decides whether you can, and how fast you have to move.
14 Oct 202614 min
Read#section-54f#capital-gains#plot-construction
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Hidden & total costs
Hidden Costs of Buying a Plot and Building
The plot looked like the cheaper option per square foot — until approvals, connections, and contractor GST started stacking on top of the land cost.
30 Aug 202612 min
Read#plot-construction#self-build#hidden-costs