DTAA Rate vs Domestic TDS: Which One Applies?
A treaty doesn't automatically override India's domestic TDS on your property sale — here's how the 'lower of the two' rule actually works, and the two documents that unlock it.
Costly NRI Property Tax Mistakes (and How to Avoid Them)
The five NRI property tax mistakes that quietly turn a clean sale into an interest-and-penalty notice — and the specific fix for each.
NRI vs Resident: How Property TDS Differs
The same flat, sold by two different sellers, triggers two entirely different TDS regimes — and buyers on an NRI deal need to plan for a very different cash outlay.
OCI Cardholder Property Sale: Tax Treatment
An OCI card changes your immigration status with India, not your tax treatment — for a property sale, an OCI holder is taxed almost exactly like an NRI.
TDS Timeline When Buying an NRI Flat in Instalments
When you buy a flat from an NRI seller in three or four instalments, you owe a separate TDS deduction and deposit on every single payment — not one lump-sum deduction at registration — and getting the dates wrong is what turns a routine purchase into a notice from the tax department.
Tenant TDS When Renting an NRI-Owned Mumbai Flat
Tenants renting from an NRI landlord in Mumbai must deduct and deposit 31.2% TDS every single month — a duty most leave-and-licence agreements never mention.
Does the Buyer Need a TAN to Deduct NRI Seller TDS?
Buying from an NRI seller quietly swaps your simple 1% TDS flow for a completely different compliance path — and yes, that path starts with getting a TAN.
TDS Surcharge Tiers on High-Value NRI Property Sales
On a multi-crore NRI property sale, the surcharge tier — not the headline LTCG rate — is what pushes the TDS deduction far past 14.95%.
TDS and Capital Gains When NRIs Co-Own a Property
When a resident and an NRI co-own a flat, the buyer must run two separate TDS regimes on one sale deed — and the split follows ownership share, not a 50/50 assumption.
Selling With a Resident Co-Owner: Two TDS Rules at Once
One sale deed, two owners, two tax codes — here's how a buyer correctly applies Section 194-IA to a resident co-owner and Section 195 to their NRI co-owner on the very same transaction.
Buying From an NRI: A First-Time Buyer's TDS Checklist
You found the flat, negotiated the price, and then discovered the seller lives in Dubai — here's the TDS checklist that keeps a resident first-time buyer out of trouble.
Saudi Arabia-Based NRI Property Tax and Repatriation: What Actually Reaches Riyadh
With no personal income tax in Saudi Arabia to offset against, Indian TDS on a property sale is effectively the final cost — here is how Section 195, the NRO route, and the USD 1 million cap work together.
Qatar-Based NRI Property Tax and Repatriation: What Doha Sellers Actually Pay
Qatar pays no personal income tax, so for an NRI selling a Chennai or Kochi flat, Indian TDS under Section 195 isn't a credit against anything — it's the entire tax bill.
Kuwait-Based NRI Property Tax and Repatriation: The Complete Money-Path Guide
Kuwait pays no personal income tax, so for a Kuwait-based NRI selling Indian property, the Section 195 TDS bite is the entire real cost — here is the exact NRO-to-repatriation money path.
Bahrain-Based NRI Property Tax and Repatriation
Bahrain charges no personal income tax, so a Manama-based NRI selling a flat in India only has to plan for one tax system — and that changes the whole playbook.
Short-Term Capital Gains for NRIs Selling Property
An NRI who sells an Indian flat before the 24-month mark pays short-term capital gains at slab rates, not the concessional long-term rate — and loses indexation and Section 54 relief along with it.
Form 27Q: The TDS Return You Must File When Buying From an NRI Seller
Buyers who assume Form 26QB covers any property purchase are caught off guard when the seller turns out to be an NRI — the compliance runs through Form 27Q instead, with different rates, a TAN requirement, and quarterly filings.
TDS When Buying an Under-Construction Flat From an NRI
Buying an under-construction flat from an NRI seller means deducting TDS on every construction-linked instalment, not just the final payment — miss one and the compliance risk is yours.
TDS When Buying Property From an NRI Seller (2026)
Why buying from an NRI means deducting TDS on the full sale value under Section 195, not the familiar 1% rule most resident buyers expect.
Section 195 TDS on NRI Property Sale, Explained
Section 195 withholds tax on the whole sale price, not the profit — here's why, and how to bring that number back down before closing.
Buying from an NRI Seller: TDS and Funding for NRIs
When both sides of a resale deal are NRIs, the buyer's FEMA funding rules and the seller's Section 195 TDS obligations run in parallel, and only one of them is optional to get wrong.