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FEMA-Compliant Payment Methods for NRI Buyers
A checklist of exactly which payment channels FEMA permits for an NRI buying property in India, and which ones will get a transaction flagged.
Documents an NRI Needs for a FEMA-Compliant Purchase
The complete document set FEMA and Indian banks expect from an NRI buyer, including how a power of attorney lets you register a purchase without flying home.
Form 15CA and 15CB for Repatriating Sale Proceeds
A plain walkthrough of Form 15CA and 15CB — what each one is, who prepares it, and why your bank won't wire your property sale proceeds abroad without both.
Can NRIs Take a Home Loan in India? FEMA Repayment Rules Explained
Yes, NRIs can take home loans in India — the catch is FEMA requires every EMI to flow from an NRE or NRO account, never directly from your foreign bank.
How Much Money Can an NRI Remit to Buy Property in India?
Inbound remittances to fund an India property purchase have no FEMA ceiling — the USD 1 million/year limit only applies when you're taking money back out.
Where NRI Rental Income Goes: NRO Account and FEMA
Rent from an India property is India-sourced income under FEMA — here's how it must be credited, taxed at source, and legally moved back to Dubai, Chicago, or wherever you live.
When Do You Become an NRI Under FEMA for Property?
FEMA decides your residency by intent and purpose of stay, not the 182-day count most people assume — and that call determines which property rules apply to you.
Returning to India: What Happens to Your Property Holdings
The day you move back to India for good, your FEMA status flips to resident — and your NRE, NRO, and repatriation rights all shift with it, whether or not you've updated the paperwork yet.
Can an NRI Buy Property in India? FEMA Rules 2026
A plain-English 2026 walkthrough of what FEMA actually allows an NRI to buy in India, what needs no RBI approval, and how to fund it without tripping a compliance flag.
Can an OCI Buy Property in India? FEMA Eligibility
OCI cardholders often assume giving up their Indian passport cost them property rights too — here's what FEMA actually says, city by city, rule by rule.
Can an NRI Buy Agricultural Land in India?
FEMA draws a hard line at agricultural land for NRIs — you can inherit it, but you cannot buy it, and no seller pitch changes that.
Farmhouse and Plantation Land: Why NRIs Can't Buy
A hill-station 'farmhouse retreat' or a coffee plantation may look residential in the brochure, but FEMA classifies both as barred agricultural-use land for NRIs and OCIs — here's the rule, the narrow exceptions, and what to buy instead.