DrawMagic Editorial

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Stamp Duty Basics

Ready Reckoner Rate Explained: How It Sets Mumbai Duty

In Maharashtra, the flat you negotiated in Mumbai, Thane or Pune isn't valued for stamp duty at the price you paid β€” it's valued at whichever is higher: your price, or the government's Annual Statement of Rates for your exact zone.

26 Aug 202611 min
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#ready-reckoner-rate#maharashtra-stamp-duty#mumbai-property
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Stamp Duty Basics

Guidance Value in Karnataka: How It Sets Bengaluru Duty

Why Bengaluru's registration office often values your flat higher than what you actually paid, and how to look up that number before you book.

26 Aug 202613 min
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#guidance-value-karnataka#bengaluru-property#kaveri-portal
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E-Stamping & Payment

E-Stamping vs Physical Stamp Paper: What to Use in 2026

A first-time buyer's plain-language comparison of e-stamps, franking, and physical stamp paper β€” and how to verify the one you're handed is genuine.

26 Aug 202612 min
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#e-stamping#stamp-paper#shcil-e-stamp
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E-Stamping & Payment

How to Pay Stamp Duty Online in India 2026 (GRAS & More)

A calm, checklist-style walkthrough for paying stamp duty online before your registration date, so you don't pick the wrong department, head, or challan.

26 Aug 202611 min
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#pay-stamp-duty-online#gras#e-challan
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E-Stamping & Payment

Stamp Duty Refund When a Property Deal Is Cancelled

If your loan fell through or the seller backed out after you paid stamp duty, most states will refund a portion of it β€” but only if you apply inside a strict window and follow the right process.

26 Aug 202613 min
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#stamp-duty-refund#cancelled-deal#refund-process
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Transaction Types

Stamp Duty on Under-Construction vs Ready Flats 2026

Stamp duty on an under-construction flat is triggered by the agreement to sell, not by possession β€” and GST adds an extra layer of cost that a ready-to-move purchase avoids entirely.

26 Aug 202612 min
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#stamp-duty-under-construction#agreement-to-sell#ready-to-move
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Transaction Types

Stamp Duty on a Resale Flat in India 2026

A resale flat attracts the same stamp duty as any conveyance and skips GST entirely β€” but the savings come with a prior title chain you're responsible for checking before you sign.

26 Aug 202611 min
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#stamp-duty-resale-flat#resale-registration#second-sale-duty
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Transaction Types

Stamp Duty on a Gift Deed to Family Members 2026

A gift deed to a spouse, child or sibling often carries a concessional stamp duty β€” but the exact rate, eligible relatives, and registration fee depend entirely on your state.

26 Aug 202615 min
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#stamp-duty-gift-deed#gift-deed-family#blood-relative-concession
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Transaction Types

Sale Deed vs Sale Agreement: Where Stamp Duty Applies

One document promises a future sale, the other transfers ownership today β€” knowing which one your state taxes as the chargeable instrument stops you from worrying you're paying stamp duty twice.

26 Aug 202613 min
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#sale-deed-vs-agreement#conveyance-deed#agreement-to-sell
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Transaction Types

Stamp Duty on a Plot vs a Flat: What Differs in 2026

The stamp duty percentage on a plot and a flat is usually the same slab β€” what actually differs is how the government values the land underneath, and that changes your total bill.

26 Aug 202613 min
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#stamp-duty-plot-vs-flat#plot-registration#land-stamp-duty
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Transaction Types

Stamp Duty on Transfer of Inherited Property 2026

When you inherit a home, the duty question isn't whether you owe stamp duty on the inheritance itself β€” it's whether a relinquishment deed among heirs turns a free transfer into a chargeable one.

26 Aug 202614 min
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#stamp-duty-inherited-property#relinquishment-deed#succession-transfer
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Transaction Types

Stamp Duty on a Joint Development Agreement 2026

A flat built on a joint development agreement carries a hidden layer of stamp duty history β€” on the JDA itself, on the power of attorney, and only then on your own sale deed.

26 Aug 202613 min
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#stamp-duty-jda#joint-development-agreement#development-agreement-registration